DEIN Bootcamp for Indonesian Banks - Personal Loan | Feb 10

Unsecured Personal Loan Strategy Optimization (Indonesia)

Profitability-based Approval & Limit Strategy for Personal Loans Following the success of our November bootcamp for credit card issuers, DEIN is proud to present the second edition of our series, specifically tailored for the Indonesian Personal Loan market.

Who Should Attend

This bootcamp is designed for professionals at Indonesian Banks and Multi-finance companies working in:

• Risk Management

• Portfolio Management

• Retail/Personal Loan Business Management

Date & Location

• Date: Tuesday, February 10 | 10:00 – 18:00

• Location: Jakarta, Indonesia (Specific venue details will be provided to confirmed participants)

About the Event

Building on the momentum of our first series in Japan, this 2nd DEIN Bootcamp focuses on the high-growth Indonesian personal loan sector. We are already joined by 7 leading institutions, including BSI, BTN, BNI, and BRI, making this a premier gathering for industry leaders.

• Hands-on Strategy: Unlike typical seminars, this bootcamp focuses on immediately applicable approaches to real-world decision-making using the DEIN Station platform.

• Reject Inference Mastery: Learn how to utilize Reject Inference techniques to identify "hidden gems" among previously rejected applicants, safely expanding your approval pool.

• Interactive Simulation: Participants will directly design and test optimized credit limit strategies to balance growth and asset quality.

• Exclusive Networking: Engage in fast-paced, open exchanges with peers from Indonesia’s top-tier banks and multi-finance firms.

• Live Verification: After the bootcamp, selected participants will have the opportunity to apply these methodologies to their own internal data for real-world validation.

  
  

Note: Due to high demand following our first session, and with 7 companies already registered, we recommend securing your spot immediately.

Why This Bootcamp Matters

In the competitive Indonesian lending landscape, focusing solely on delinquency (PD) is no longer enough to win. True market leadership requires a shift toward profitability-based decisioning.

The Challenge in Personal Loans:

• Low-risk customers often generate lower interest margins due to high competition.

• Higher-risk segments (often rejected) can deliver significantly stronger revenue potential if managed with precision.

This bootcamp introduces a software-driven methodology that enables lenders to move beyond uniform "Yes/No" rules. By leveraging Reject Inference, you can uncover segments that were previously declined but actually possess strong repayment potential. We will move toward dynamic limit strategies that reflect actual borrowing behavior, individual risk sensitivity, and credit utilization patterns—maximizing profitability while strictly controlling incremental risk.